This can convert the judgment from an unsecured debt to a secured debt. This way when you try to sell or refinance your home, the creditor can get paid the judgment plus accrued interest from the escrow. This means that the creditor forces you to sell the property and pay what you owe with that money. This only works when there is enough equity in the property to pay all the liens as well as the costs of foreclosure. Collecting from your wages If you are employed, the creditor can get an Earnings Withholding Order to garnish your wages until the debt is paid.
This only works if you are employed by someone else. A wage garnishment does not work against someone who is self-employed. If you do file this claim, the creditor has the right to oppose it. Learn more about wage garnishments and how to ask for a claim of exemption. Click if you are an employer and received a wage garnishment order for an employee. Collecting money from your bank account The creditor can get a levy on your bank account.
The creditor will need to know the branch where the account is kept and, usually, the account number as well. You have 10 days to oppose the bank levy before the sheriff sends the money to the creditor. Don't have a library account? Texas residents can register for a library account online! Learn more about how to register online. These print books are not available online. If you can't visit the library in person, these books might be available at a law library near you or a public library near you.
Search this Guide Search. Small Claims Cases This legal research guide provides information about small claims cases in justice court and provides links to filing information for select Texas counties. It is strongly recommended that you contact an attorney for advice specific to your situation. If you have questions about anything in this guide, please ask a librarian.
Disclaimer: The State Law Library is unable to give legal advice, legal opinions or any interpretation of the law.
Collecting a Judgment. Collecting a Money Judgment If the court grants you a judgment for the debt owed to you sometimes referred to as a judgment creditor , that does not automatically mean you will get the money owed to you. Texas Law. Court Rules. Understanding the Law. Enforcing Your Judgment An overview from the Travis County Law Library on some of the ways in which someone can attempt to collect the money awarded to them in their judgment.
I've Got a Judgment, Now What? Judgments Issued by Another State or Foreign Country in Texas For creditors who want to try and collect on a judgment issued by a court from another state or foreign country, they must first have their foreign judgment "domesticated" here in Texas. Texas Civil Practice and Remedies Code, Chapter 35 State law governing the enforcement of civil judgments from other states.
Enforcing International Judgments A article from the American Bar Association on the steps to domesticate a judgment from another country. Domestication and Collection of a Foreign Judgment in Texas Information from a private attorney on the steps to take to try and collect on a foreign judgment in Texas. Do Judgments Expire in Texas? Section How long does a creditor have to collect on a judgment against me?
An article from self-help legal publisher Nolo on when judgments expire and how they can be revived. Filing a Judgment Lien One of the ways in which a creditor could attempt to collect on their judgment is by placing a judgment lien on real property owned by the debtor.
See the resources below for more information on filing a judgment lien. Article 16, Section 50 of the Texas Constitution State constitutional law providing protections for property with a homestead exemption from forced or unauthorized sale for payment of certain debts. Texas Property Code, Ch. Texas Property Code, Chapter 52 State law governing judgment liens.
Judgment Liens on Property in Texas An article from self-help legal publisher Nolo discussing how liens can be placed on a debtor's real property and what property is exempt. Judgment Liens and the Texas Homestead Information from a private real estate attorney's website on how to release a judgment lien against homestead property.
Release and Removal of Liens Against the Texas Homestead Information from a private real estate attorney's website on the release and removal of judgment liens.
From that point on you are entitled to interest on the accrued interest. Skip to main content Skip to topics menu Skip to topics menu. Cancel Print. Advanced Search. Renew the Judgment.
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