Getting your bank account number online can be tricky, as banks and credit unions may encrypt this information to protect against fraud or identity theft. For example, when you log in to online or mobile banking, you may only see the last four digits of your account number displayed. Some banks, however, display the full bank account number online and in the mobile app. Another possibility for getting your bank account number online is downloading a copy of your electronic or paper statement.
Depending on the bank, your full account number may be included here, though again, some banks may only provide the last four digits. Again, you could do this by phone or in person. Be prepared to provide proof of identity to verify your status as the account owner first.
Knowing your bank routing number and account numbers is important if you ever need them for specific financial transactions.
Someone could, for example, use your bank routing number and checking account number to order fraudulent checks. Or they may be able to initiate a fraudulent ACH withdrawal of money from your account. Entering an incorrect routing number or account number could result in money being sent or received to the wrong account.
I'm a freelance financial journalist and a regular contributor to U. News and CreditCards. You can find me on LinkedIn or follow me on Twitter seemomwrite. She has worked as a personal finance editor, writer, and content strategist covering banking, credit cards, insurance and investing. As a small business owner and former financial advisor, Daphne has first-hand experience with the challenges individuals face in making smart financial choices. Select Region. United States. United Kingdom. Rebecca Lake, Daphne Foreman.
Contributor, Editor. Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. What Is a Routing Number? What Is an Account Number? How to Find a Bank Routing Number There are a variety of scenarios where you may need to provide your bank routing number. For instance, you may need a routing number to: Set up direct deposit with your employer Receive a direct deposit of a tax refund or stimulus check Send or receive a wire transfer Receive direct deposit of government benefits Pay your mortgage or other bills online Schedule an electronic ACH payment Link your bank accounts to a budgeting app Send or receive money to friends and family In terms of how to find your routing number, there are three possibilities.
How to Find Your Routing Number on a Check If your checking account comes with paper checks , this is the first place you can look for your bank routing number. Was this article helpful? Share your feedback. Send feedback to the editorial team. Every major bank has a mobile banking app and website through which customers can access their unique bank accounts and the numbers associated with those accounts.
If digital means are inaccessible to you for whatever reason, you can obtain your routing and account numbers by calling or visiting your bank in person. The information included is designed for informational purposes only.
It is not legal, tax, financial or any other sort of advice, nor is it a substitute for such advice. The information may not apply to your specific situation. We have tried to make sure the information is accurate, but it could be outdated or even inaccurate in parts.
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An Overview. Routing Number. Account Number. Routing Number vs. Account Number: An Overview Every bank-related financial transaction requires two key pieces of information to identify customers: the routing number and the account number, both of which are assigned when you open an account.
Key Takeaways Account and routing numbers work together to identify your account and ensure that your money ends up in the right place. Both numbers are required to complete many basic banking transaction.
The routing number indicates what bank your account is held. The account number is your unique identifier at that bank. Article Sources. Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate.
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